{"id":230,"date":"2018-02-26T22:02:47","date_gmt":"2018-02-26T22:02:47","guid":{"rendered":"https:\/\/www.fawcettinsurance.com\/?page_id=230"},"modified":"2018-07-18T17:19:21","modified_gmt":"2018-07-18T17:19:21","slug":"home-owners-insurance","status":"publish","type":"page","link":"https:\/\/www.fawcettinsurance.com\/home-owners-insurance\/","title":{"rendered":"Home Owners Insurance"},"content":{"rendered":"

[et_pb_section bb_built=”1″ fullwidth=”on” specialty=”off” _builder_version=”3.0.98″ custom_margin=”||0px|” custom_padding=”||0px|” next_background_color=”#eaeaea”][et_pb_fullwidth_header _builder_version=”3.0.106″ title=”Fawcett Insurance ” subhead=”North Vancouver Insurance – Servicing all your insurance needs” text_orientation=”right” header_fullscreen=”off” header_scroll_down=”off” image_orientation=”center” background_layout=”dark” content_orientation=”center” custom_button_two=”off” button_two_icon_placement=”right” custom_button_one=”off” button_one_icon_placement=”right” background_image=”https:\/\/www.fawcettinsurance.com\/wp-content\/uploads\/2018\/02\/deep-cove-insurance-bg-5.jpg” background_color=”rgba(255, 255, 255, 0)”]<\/p>\n

Are you covered? We make sure!<\/em><\/strong><\/p>\n

[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section bb_built=”1″ _builder_version=”3.0.105″ parallax=”on” custom_margin=”0px|||” custom_padding=”0px|||” prev_background_color=”#ffffff” background_color=”#eaeaea” next_background_color=”#008084″][et_pb_row _builder_version=”3.0.98″ background_color=”rgba(255,255,255,0.9)” make_fullwidth=”on” use_custom_width=”on” width_unit=”off” use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding=”20px|20px|20px|20px” border_width_all=”1px” border_color_all=”#919191″ box_shadow_style=”preset2″ background_color_2=”#dbdbdb” padding_right_1=”20px” padding_left_2=”20px” custom_margin=”50px|||”][et_pb_column type=”4_4″][et_pb_text admin_label=”About Fawcett Insurance” _builder_version=”3.3.1″ background_layout=”light”]<\/p>\n

Home Owners Insurance<\/h2>\n

Home insurance covers;<\/p>\n

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  • Dwelling Building,<\/li>\n
  • Detached Private Structures (garages, sheds, gazebos, etc.),<\/li>\n
  • Personal Property (contents),<\/li>\n
  • Additional Living Expenses (when the home is uninhabitable due to a claim) and<\/li>\n
  • Personal Liability on premises and worldwide for unintentional bodily injury or property damage, including legal costs for investigation, defense, settlement, appeals and court costs.<\/li>\n<\/ul>\n

    Coverage for the dwelling is often provided on a Guaranteed Replacement Basis, meaning that you are insured for the repair or restoration without any deduction for depreciation in value.<\/p>\n

    When determining the coverage limit an evaluation is done for the structure factoring in the costs for materials, labour, equipment, debris removal and by-law upgrades (the cost to rebuild to current construction requirements or zoning codes).<\/p>\n

    All other coverage for property is based on a percentage of the calculated dwelling replacement value. Personal property is provided on a Replacement basis, meaning “new for old” for most items with specific limit for property that is a higher risk for loss (ie: jewellery, bicycles, collectibles) requiring additional coverage.<\/p>\n

    Many discounts are available such as:<\/p>\n

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    • Claims Free (3 years of insurance claims free),<\/li>\n
    • Maturity (persons over 50 years old),<\/li>\n
    • Mortgage Free (no mortgages or secured lines of credit),<\/li>\n
    • Burglar & Fire Alarm (local and monitored),<\/li>\n
    • Multi-Line (carrying multiple locations with the same insurer)<\/li>\n
    • and Credit Check (soft).<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_text admin_label=”Enquiry Form” _builder_version=”3.3.1″]<\/p>\n

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