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Fawcett Insurance

North Vancouver Insurance - Servicing all your insurance needs

Are you covered? We make sure!

Motorcycle Insurance

Motorcyclists often purchase coverage for the riding season and leave their motorcycles uninsured during the storage months which leaves a large opportunity where damage can happen with no coverage in place.

Purchasing Own Damage (Collision/Comprehensive) through a private market provides coverage on a year round basis even when the basic compulsory ICBC coverage is not in place. In BC all Basic Insurance is provided by ICBC (Insurance Corporation of British Columbia) which was founded in 1973.

Every BC motorist’s basic policy includes 5 compulsory coverages:

  • $200,000 Third Party Liability,
  • $1,000,000 Underinsured Motorist Protection,
  • $300,000 Accident Benefits (medical expenses, lost wages and death benefits),
  • Hit and Run and Uninsured Motorist Protection and Inverse Liability (for provinces/states with no fault insurance).
  • Liability insurance up to $5,000,000 would be purchased through ICBC either through active street insurance or storage even if optional coverage is purchased through another insurer.

In order to get a quote for private Optional Coverage an application needs to be completed and submitted to the insurance company for approval.

Once bound, the full term premium is usually earned (or there is a stated minimum retained premium) which does not get refunded in the event of a cancellation unless the property is sold.

Your Details


Last 5 Years
(maximum)
KMS

List all motor vehicle and motorcycle accidents or claims in the past five years: If None please mark N/A


DATE

CAUSE

AMOUNT

AT FAULT Y/N

Name & Full Address

Details of Motorcycle and equipment

For multiple bikes send separate schedule



M/C

TRAILER

YEAR

MAKE

MODEL

CC

SERIAL/VIN

Where is Your Bike Stored

What Security Measures are in Place to Prevent Theft

List Accessories / Modifications

(Accessories)_
(Including Taxes)




Motorcycle

Trailer ACV ($1,000 incl.)

Riding Gear ACV ($1,000 incl)

Agreed Value

(Market Value Including Accessories)

Deductible

(Select One)




For Company Use


*Premium is Fully Earned Unless Motorcycle is Sold *
* This Policy Covers Physical Damage Only – No Liability *

I understand that the information set forth is correct and shall be the basis upon which insurance may be granted.

I also agree that reports containing personal, credit, factual record, premium payment or claims history may be sought or exchanged in connection with this application for insurance or renewal thereof. Completion of this application does not bind the applicant to accept the quotation nor does it bind the insurer to accept the risk.

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